So you’re working for yourself and living the dream. Well, perhaps not in the depths of winter but come the summer, life is good!
But what about when things go wrong? Yep – like Winter’s not depressing enough, but stay with me!
Don’t be a tool.
You’ve parked up the van or ute and headed off to a job. You’ve got a few tools with you but left some in the truck. Are they covered for theft? Insuring your tools is quick and easy – honestly, you’re crazy to not have them covered. Take a photo of your tools and your receipts and then talk to us about insurance cover.
Don’t take the hit.
You’re on a job and need to back the truck down the driveway. Your foot slips on the accelerator and you hit the front of the house, taking the wall out and causing a burst pipe that causes a whole heap of damage. Once you stop calling yourself every name under the sun, you remember that you have public liability insurance. Phew, they’ll cover for you being an idiot.
It’s a fix.
Being a tradie is pretty physical, and you’re not getting any younger. You still take the knocks but your body doesn’t recover so quickly. Thank goodness you’ve got medical insurance so you can get looked at fast and get fixed even faster!
When you’re out of action, you need to know the money will keep rolling in. As a tradie that only happens if you’re actually working or if you have insurance that covers you when you can’t work. Talk to our advisors about key man insurance and income protection.
Don’t give a truck.
Keep your ute or van covered for any mishap whilst you’re working, so that you can get a replacement vehicle quickly and get yours fixed fast.
If you’re a tradie or self employed, talk to our advisors about getting properly covered. Being self-employed can be a lonely existence, and you’re responsible for a lot. Get help so that when the you-know-what hits the fan, you can get it fixed, fast.